UnitedHealthcare companies now offer individual health insurance in 17 states through the public and private insurance exchange system. 

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Individual insurance from UnitedHealthcare

What's New?

Understanding health reform: A new brochure "The Road to Reform: Preparing for health reform in 2013 and 2014" is available as a guide to the changes ahead over the coming year. OnlineNavigator beefs up one-on-one support capabilities to answer your questions about the online insurance exchange.

Dr. Oz on Weight Loss: Watch this important one minute tip from Dr. Oz tip on how to keep your weight at a healthy level.

May is High Blood Pressure Month: Read this High Blood Pressure Awareness newsletter for related information that may affect you, friends or loved ones.

Why choose UnitedHealthcare?

UnitedHealth Group is a diversified health and well-being company dedicated to helping people live healthier lives and making health care work better for more than 75 million people worldwide. Take advantage of unique innovative money-saving features like declining deductible, critical illness protection and FACT supplemental benefits. "Knowledge + support + simplicity + innovation = health in numbers". See much more on the UHC.TV channel.  (more...)

Why choose OnlineNavigator?

OnlineNavigator offers fast, personable, professional support from one of America's most trusted independent health insurance advisers. OnlineNavigator and OnlineAdviser have provided one-on-one support for more than 600,000 individuals and small businesses nationwide since 1997.  (more...)

Find more about UnitedHealthcare news in your state:

Alabama Alaska Arizona Arkansas California Colorado
Connecticut Delaware Dist. of Columbia Florida Georgia Iowa
Illinois Indiana Kansas Kentucky Louisiana Maryland
Michigan Missouri Mississippi Montana North Carolina North Dakota
Nebraska New Hampshire New Mexico Nevada Ohio Oklahoma
Pennsylvania South Carolina South Dakota Tennessee Texas Utah
Virginia Wisconsin West Virginia Wyoming

What's New?   

April  19, 2013 - The national health insurance quoting and enrollment platform known as Inshealth used for the federal government for HealthCare.gov is now available to consumers through Members insurance exchange. This service originally developed by  Ehealthinsurance quotes dozens of health insurance options side by side and allows for fast secure online enrollment for most major medical plans. The health insurance plans, rates and online enrollment services are the same regardless of the point of enrollment but agent service is available through the Members exchange. OnlineNavigator changed its primary enrollment support platform in response to the launch of this new service.

September 4, 2012 - New Multi-Choice health insurance for businesses expands the options available to employees. See Consumer-driven health insurance for Pennsylvania small businesses.

September 1, 2012 - Hearing aid offer expanded to 26 million UnitedHealthcare members despite opposition from hearing industry professionals.

July 1, 2012 - Uhcenrollment.com re-launches as an independent support site not affiliated with a producer for any UnitedHealthcare companies. We expect to present more helpful balanced consumer information and fee-based advice on health benefits without a commission.

April 26, 2012 - UnitedHealthOne released results of an internal study that identifies the specific communities across the country where its insurance is most competitive compared to other carriers but that broker activity has not recognized the opportunities to help consumers save money with new coverage options and lower premium rates. Alexandria Virginia was named as the #1 top growth market on the "top 20 list" of the nation's underserved communities.

March 30, 2012 - Some of the least popular low deductible options have been eliminated for new plans starting April 2012. No longer available are:

  • Copay SelectSM (100% coinsurance only): $1,000 and $1,500
  • HSA 100: $1,250 single, $2,500 family
  • Plan 100: $1,500

March 21, 2012 - A new article explaining the vanishing deductible credit is available. Be sure to ask the enrollment agent to explain any details of this important policy feature that may not be clear from the online material. With the average policy deductible now at $2,500 and the trend indicating that deductible will be even higher in the future, this policy feature may be as important as the premium rate and network features.

March 15, 2012 - All enrollment support is now provided through OnlineNavigator.org. OnlineNavigator provides free professional support for all health plan enrollments through e-mail, telephone and online video conference platforms. Service is still provided primarily by Tony Novak but the service format is updated to take advantage of improved technology and additional support options offered though HealthCare.gov and other health reform resources.

February 9, 2012 - Press release: "Health Savings Accounts help consumers save on taxes and health costs"

January 17, 2012 - Individual disability income insurance from UnitedHealthOne is now available to residents of Arizona, Pennsylvania and Texas. Download a brochure for more information.

December 6, 2011 America's Health Rankings Report 2011 reveals some sobering trends on our nation's health.

November 23, 2011 UnitedHealth Group announces proposed acquisition of XLHealth Corporation, a Medicare and "duel eligible" care management company

November 14, 2011 UnitedHealth Group joins health technology innovation incubator Rock Health as sponsor and mentor

 November 3, 2011 UnitedHealthcare supports the Million Hearts Initiative to prevent heart attacks and strokes

 November 2, 2011 UnitedHealthcare opens retail store for health insurance

 October 13, 2011 New Health in Numbers video shows why "Knowledge+support+simplicity+innovation=health in numbers"

 August 26, 2011 Health care for rural Americans

 August 25, 2011 UnitedHealthcare offers grants to fight childhood obesity

 August 24, 2011 9/11 Memorial receives $2 million donation from UnitedHealthcare

 August 1, 2011 - Critical illness insurance is now available in Arizona, Michigan, Missouri and Ohio

 July 10, 2011 - Insurance tips for summer vacation travel

 UnitedHealthcare Healthy Texas is now available for members of the restaurant association.

 Iowa Open Enrollment program for eligible children is available from July 1 to August 14, 2011

 Professionally-produced videos are now available to explain the key provisions of each type of insurance

 How to save 24% on UnitedHealthOne Copay Select Plan

 UnitedHealthcare receives 2011 ClearMark Award

Golden Rule health reform benefits available now

Clients applying for most UnitedHealthOne personal health plans (except short Term and Stat Plans) now receive additional benefits! Golden Rule plans are compliant with the Patient Protection and Affordable Care Act by adding the required benefits for plans starting with effective dates of Sept. 23, 2010:
• Covered in-network preventive care is not subject to deductible, coinsurance, copays, or a waiting period.
• No aggregate lifetime dollar maximum.
• Prescription drug annual dollar limit is removed.
• Outpatient spine and back annual dollar limit is removed.
• Mental disorder/substance abuse lifetime and annual dollar limit is removed.
• Preexisting condition exclusions are removed for covered dependent children under age 19.

Is a Health Savings Account right for you?

Read and learn more about HSAs. It will change the way you think about health care.


OnlineNavigator and OnlineAdviser are trademarks of Freedom Benefits, P.O. Box 333, Newport NJ 08345, (800) 609-0683. UHCenrollment.com service is provided by Tony Novak, CPA, MBA, MT, who is not an employee, agent or producer for UnitedHealthcare companies. Other company names, products or trademarks are not affiliated with OnlineNavigator, OnlineAdviser or Freedom Benefits. The opinions expressed are those of the author and do not express the views of any other company. Content on this Web site is not meant as an offer to sell insurance or any other financial product. This is an independent service not affiliated with any government agency or state-run health insurance exchange.

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