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Critical illnesses can bring a lot of extra expenses. Not just health bills, but lost wages, child care, car repair, etc. With UnitedHealthOne Critical Illness, you'll know your budget will have some extra padding in case you experience a qualifying critical illness.
The critical illness plan doesn’t reimburse hospitals for your medical costs. If you have a qualified illness, they’ll send a benefit check straight to you. You can use the money for whatever you need—to help with your copayments and deductible, or living expenses, or lost wages. It’s a little added protection.
Benefit Levels (what we pay you):
| Maximum Lifetime Benefit | you select coverage amount: $10,000, $20,000, $30,000, $40,000, or $50,000. |
| Waiting Period | first diagnosis must be made 30
days AFTER your effective date. |
| Tax-Free Benefits | cash can be used for out-of-pocket
medical costs, bills, travel for treatment, and more. |
Benefits are paid upon first diagnosis, as a one-time payment, not paid based on actual expenses incurred.
Lump Sum Benefit Payment - choice of maximum lifetime benefit amount: $10,000, $20,000, $30,000, $40,000, $50,000
Coverage for Most Critical Illness Diagnoses including: Heart Attack, stroke, life-threatening cancer, even loss of hearing, vision or speech plus others (see brochure for complete details)
Tax-Free Benefits - use the cash any way he/she wants, tax-free.
Plan Benefits, Exclusions, Limitations. For more details about this critical illness plan, read through the product brochure.
At this time the insurance is only available in Arizona, Michigan, Missouri and Ohio.
Contact OnlineNavigator by e-mail for a customized rate quote.
Download an application form:
Arizona (downloadable application available soon; online enrollment available now)
OnlineNavigator is a trademark of Freedom Benefits Association, P.O. Box 333, Newport NJ 08345. Tony Novak is an independent insurance producer licensed in all states and the District of Columbia. Other company names, products or trademarks are not affiliated with OnlineNavigator or Freedom Benefits. UnitedHealthOne is a brand name used for products underwritten, administered, and/or provided by Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407), American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079), PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813), PacifiCare Life Assurance Company (Colorado domiciled, CA certificate authority number 5814), Oxford Health Insurance, Inc., Oxford Health Plans (NJ), Inc., or UnitedHealthcare Insurance Company. UnitedHealthcare Services, Inc., Dental Benefit Providers, Inc., Spectera, Inc. Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates. Additional Products are provided by: Careington International Corporation. EyeMed Vision Care, or International Medical Group, Inc. (Indiana domiciled). This Web site and its contents are not intended for use in New Mexico and online quotes are not available in South Carolina. Residents of these states should see the alternate listings and individual insurance exchange information at www.FreedomBenefits.net .