UnitedHealthOne coverage for December 2010 - January 2011

UnitedHealthOne announced special health reform law transition procedures that affects new insurance applications made in December 2010. These changes do not impact short term medical Insurance or 
Dental insurance applications.

From December 2, 2010 - December 17, 2010, you may only request a January 1, 2011, or later effective date (but no greater than 60 days) for renewable health plan applications. This "relaxation" of the 30-day effective date wait only applies to the dates mentioned. Immediate December 2010 effective dates are no longer available for renewable health insurance. Short term medical insurance continues to be available on an immediate basis with an effective date of the next day after an online application.

Beginning December 18, 2010, and moving forward, the 30-day effective date window will resume. This means for all renewable health applications received on December 18, 2010, and after, the soonest effective date will be 30 days from the date received.

Remember to bridge gaps in coverage with an inexpensive short term medical insurance policy that is available at the same time and on the same quote page as the regular renewable insurance.

OnlineNavigator is a trademark of Freedom Benefits Association, P.O. Box 333, Newport NJ 08345. Tony Novak is an independent insurance producer licensed in all states and the District of Columbia. Other company names, products or trademarks are not affiliated with OnlineNavigator or Freedom Benefits. UnitedHealthOne is a brand name used for products underwritten, administered, and/or provided by Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407), American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079), PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813), PacifiCare Life Assurance Company (Colorado domiciled, CA certificate authority number 5814), Oxford Health Insurance, Inc., Oxford Health Plans (NJ), Inc., or UnitedHealthcare Insurance Company. UnitedHealthcare Services, Inc., Dental Benefit Providers, Inc., Spectera, Inc. Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates. Additional Products are provided by: Careington International Corporation. EyeMed Vision Care, or International Medical Group, Inc. (Indiana domiciled). This Web site and its contents are not intended for use in New Mexico and online quotes are not available in South Carolina. Residents of these states should see the alternate listings and individual insurance exchange information at www.FreedomBenefits.net .