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This fact sheet is meant to be used in conjunction with the assistance of an enrollment agent. Please call or email for more information.
UnitedHealthOne fact sheet in Iowa
Products available
The following products are currently available in Iowa:
- individual health insurance
- dental insurance
- vision insurance
- continuity coverage
- FACT membership
- small business benefit plans
- short term medical insurance
Click on the quote link above for more information on each product.
Provider Information
Find a UnitedHealthcare participating network provider hospital, doctor, dentist or other specialist located near you.
Become a participating provider
Iowa-specific coverage provisions
Iowa insurance law includes the following provisions that affect individual health insurance:
- The spine and back limitation does not apply.
- The preexisting conditions 12-month waiting period may be reduced for persons covered by qualifying prior coverage.
- The limited exclusion for AIDS does not apply.
- List-billing of individual insurance policies to an employer or association is permitted
- Payment for individual insurance by an employer is permitted
- Find more information on the state insurance department Website
Videos
   Dental Insurance Short Term Medical Insurance Plus Short Term Medical Insurance Value |
Brochures and forms
The following forms are available by email from OnlineNavigator in PDF format:
- Printable Dental Application
- Printable Health App
- Printable Short Term App
- Dental Brochure
- Health Plans Brochure
- Short Term Brochure
- EFT Authorization
- FACT Marketing Folder
- Comparison of FACT Benefits
- Authorization for Disclosure of Personal Information (General)
- Qualified Medical Expenses
- HSA Problem Solved Brochure
- List Bill Set Up Worksheet
- List Bill Packet
- ERISA Safe Harbor Rule Requirements
- List Bill Employer Payor Agreement
- Employer Payor for Multiple Applicants Packet
- Employer Payor for Multiple Applicants Agreement
- Prescription Drug List (4 Tier)
- Prescription Drug List (Discount Card and Preferred Price Card)
- Network Availability Listing
- Heart Murmur Inquiry
- Short Term Application and Payment Information
Continuity Product information
Brochure
Rates
Application
FACT Membership
Brochure and enrollment packet
Ratings and reviews
See UnitedHealthcare's National Committee on Quality Assurance report card for Iowa
News
July 1, 2011 - Iowa Open Enrollment Information- The Iowa open enrollment period for child-only, under 19 individuals will be from July 1 – August 14 annually. For applications received during the open enrollment period, coverage shall be offered on a guaranteed issue basis. Eligibility An individual applying for coverage during the open enrollment period or during a qualifying event period shall not be eligible for guaranteed issue coverage if the individual has other coverage or if other coverage is available at the time of the effective date of coverage. Other coverage shall not include coverage through the Iowa Comprehensive Health Association (HIPIOWA) or HIPIOWA-FED.
A qualifying event for a child under the age of 19 means:
- The child lost renewable creditaable coverage as defined in Iowa Code section 514A.3B(3) as a result of termination of the parent's or guardian's employment or eligibility, the involuntary termination of creditable coverage, death of the parent or guardian, or the divorce or legal separation of the child's parent or guardian; or
- The child waas covered under a mandated continuation of employer group coverage until that coverage was exhausted; or
- The child became a resident of Iowa during a month that was not the child's birth month; or
- The child's marriage, birth, adoption, or placement for adotption occurs; or
- A court has ordered that coverage be provided for a spouse or minor or dependent child under a covered parent's or guardian's health insurance coverage.
If an application made during the open enrollment period is approved, coverage will begin September 1. Special application procedures will be required because the automated online quoting and enrollment system are not equipped to handle a child-only application. Call or email for assistance with a child-only application.
OnlineNavigatorTM Tony Novak reminds parents that an application for health insurance coverage may be made at any time without a qualifying event when the application includes a parent. A family-type application is not guaranteed acceptance so the applicants must meet regular health underwriting requirements when applying outside of the Iowa open enrollment program.
OnlineNavigator is a trademark of Freedom Benefits Association, P.O. Box 333, Newport NJ 08345. Tony Novak is an independent insurance producer licensed in all states and the District of Columbia. Other company names, products or trademarks are not affiliated with OnlineNavigator or Freedom Benefits. UnitedHealthOne is a brand name used for products underwritten, administered, and/or provided by Golden Rule Insurance Company (Indiana domiciled, CA certificate of authority number 4407), American Medical Security Life Insurance Company (Wisconsin domiciled, CA certificate of authority number 08079), PacifiCare Life and Health Insurance Company(Indiana domiciled, CA certificate of authority number 5813), PacifiCare Life Assurance Company (Colorado domiciled, CA certificate authority number 5814), Oxford Health Insurance, Inc., Oxford Health Plans (NJ), Inc., or UnitedHealthcare Insurance Company. UnitedHealthcare Services, Inc., Dental Benefit Providers, Inc., Spectera, Inc. Health Insurance plans are medically underwritten and availability varies by state. Coverage may be provided by multiple policies/certificates. Additional Products are provided by: Careington International Corporation. EyeMed Vision Care, or International Medical Group, Inc. (Indiana domiciled). This Web site and its contents are not intended for use in New Mexico and online quotes are not available in South Carolina. Residents of these states should see the alternate listings and individual insurance exchange information at www.FreedomBenefits.net .
Comments, feedback, questions and corrections are welcome to help keep content relevant and up-to-date.
