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Golden Rule Insurance company, a UnitedHealthcare Company, offers health insurance products to individuals and families in North Carolina.

Products available

Provider Information

North Carolina-specific coverage provisions

Brochures and forms

Continuity product information

FACT Membership

Ratings and reviews

News

This fact sheet is meant to be used in conjunction with the assistance of an enrollment agent. Please call or email for more information.

UnitedHealthOne fact sheet in North Carolina

Products available

The following products are currently available in North Carolina:

  • individual health insurance
  • dental insurance
  • vision insurance
  • continuity coverage
  • FACT membership
  • small business benefit plans
  • short term medical insurance

Click on the quote link above for more information on each product.

Provider Information

Find a UnitedHealthcare participating network provider hospital, doctor, dentist or other specialist located near you.

Become a participating provider

North Carolina-specific coverage provisions

North Carolina insurance law includes the following provisions that affect individual health insurance:

  • Nonsurgical treatment of TMJ is provided, up to a lifetime maximum of $3,500.
  • The lifetime maximum for surgical treatment of TMJ does not apply.
  • Portability plans (guarantee issue without preexisting conditions exclusions) are available to eligible applicants. Review the application for insurance for details.
  • Occupational injuries or illnesses are not covered expenses if paid under the North Carolina Workers' Compensation Act.
  • The preexisting conditions reference to treatment within 24 months prior to the applicable effective date is changed to 12 months. This 12-month waiting period may be reduced for persons covered by qualifying prior coverage.
  • The limited exclusion for AIDS does not apply.
  • Nonemergency care provided out-of-network will be: reduced by 25% of the in-network benefit paid rather than 25% of the covered expense. (Still subject to eligible expense limits; and an additional deductible amount equal to the per person, calendar-year deductible.)
  • Send medical claims to: Golden Rule Insurance Company 7440 Woodland Dr. Indianapolis, IN 46278-1720
  • List-billing of individual insurance policies to an employer or association is permitted
  • Payment for individual insurance by an employer is permitted
  • Find more information on the state insurance department Website

Videos

UnitedHealthcare Copay Select video
UnitedHealthcare Health Savings Account video
UnitedHealthcare Plan 100 video
Dental Insurance
Short Term Medical Insurance Plus
Short Term Medical Insurance Value

Brochures and forms

The following forms are available by email from OnlineNavigator in PDF format:

  • Printable Dental Application
  • Printable Health App
  • Printable Short Term App
  • Dental Brochure
  • Health Plans Brochure
  • Short Term Brochure
  • EFT Authorization
  • FACT Marketing Folder
  • Comparison of FACT Benefits
  • Authorization for Disclosure of Personal Information (General)
  • Qualified Medical Expenses
  • HSA Problem Solved Brochure
  • List Bill Set Up Worksheet
  • List Bill Packet
  • ERISA Safe Harbor Rule Requirements
  • List Bill Employer Payor Agreement
  • Employer Payor for Multiple Applicants Packet
  • Employer Payor for Multiple Applicants Agreement
  • Prescription Drug List (4 Tier)
  • Prescription Drug List (Discount Card and Preferred Price Card)
  • Network Availability Listing
  • Heart Murmur Inquiry
  • Short Term Application and Payment Information

Continuity Product information

Brochure

Rates

Application

FACT Membership

Brochure and enrollment packet

Ratings and reviews

See UnitedHealthcare's National Committee on Quality Assurance report card for North Carolina

News

 

OnlineNavigator and OnlineAdviser are trademarks of Freedom Benefits, P.O. Box 333, Newport NJ 08345, (800) 609-0683. UHCenrollment.com service is provided by Tony Novak, CPA, MBA, MT, who is not an employee, agent or producer for UnitedHealthcare companies. Other company names, products or trademarks are not affiliated with OnlineNavigator, OnlineAdviser or Freedom Benefits. The opinions expressed are those of the author and do not express the views of any other company. Content on this Web site is not meant as an offer to sell insurance or any other financial product. This is an independent service not affiliated with any government agency or state-run health insurance exchange.

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