This fact sheet is meant to be used in conjunction with the assistance of an enrollment agent. Please call or email for more information.
UnitedHealthOne fact sheet in Ohio
The following products are currently available in Ohio:
Click on the quote link above for more information on each product (except critical illness insurance).
Find a UnitedHealthcare participating network provider hospital, doctor, dentist or other specialist located near you.
Ohio insurance law includes the following provisions that affect individual health insurance:
The following forms are available by email from OnlineNavigator in PDF format:
Brochure and enrollment packet
See UnitedHealthcare's National Committee on Quality Assurance report card for Ohio
July 1, 2011 - Unitedhealthcare critical illness insurance is now available to residents of Arizona. This important supplemental coverage provides a financial cushion for the devastating impact of a major heart attack, stroke, life-threatening cancer or other catastrophic medical events. This insurance can be elected in coverage amounts from $10,000 to $50,000 on a voluntary individual or group basis.
1/1/2011 Ohio Open Enrollment Program - Ohio law requires Golden Rule Insurance Company to accept a certain number of individuals for open enrollment coverage without regard to health status. If you qualify as a Federally Eligible Individual (FEI), your coverage will be effective immediately without any pre-existing condition exclusion period. If you do not qualify as a FEI, you may apply for non-FEI open enrollment coverage.
You are a Federally Eligible Individual if you meet all of the following conditions:
1. You had health coverage for at least 18 months without a break in coverage greater than 63 days.
2. Your most recent health coverage was under a group health plan, governmental plan or church plan.
3. You are not eligible for coverage under any of the following plans:
a. A group health plan
4. You do not have any other health coverage.
5. Your most recent health coverage was not terminated because of nonpayment of premiums or fraud.
6. If you had been offered the option to continue coverage under COBRA or a state continuation plan, you both elected and exhausted the continuation coverage.
You are a Non-Federally Eligible Individual if you meet the following conditions:
1. You are not applying for coverage as an employee of an employer, member of an association or member of any
2. You do not have any other health coverage and are not eligible to be covered under any private or public health benefit plans including the following:
a. Medicare or Medicare supplement policy
c. Any COBRA or state continuation coverage plan
d. Other health benefits arrangement
If Golden Rule Insurance Company has not yet met its enrollment quota, they will offer you the Ohio health care Basic and Standard benefit plans for purchase. You may need to submit proof of previous creditable coverage. Celtic Insurance Company is not required to accept applicants who at the time of enrollment, are confined to a health care facility due to chronic illness or permanent injury. As a Non-Federally Eligible Individual coverage may be limited for pre-existing conditions for the first 12 months, however, you will be credited time you were covered under a recent previous health plan. Open enrollment will remain open until the statutory limit has been reached.
Additional Program Information:
OnlineNavigator and OnlineAdviser are trademarks of Freedom Benefits, P.O. Box 333, Newport NJ 08345, (800) 609-0683. UHCenrollment.com service is provided by Tony Novak, CPA, MBA, MT, who is not an employee, agent or producer for UnitedHealthcare companies. Other company names, products or trademarks are not affiliated with OnlineNavigator, OnlineAdviser or Freedom Benefits. The opinions expressed are those of the author and do not express the views of any other company. Content on this Web site is not meant as an offer to sell insurance or any other financial product. This is an independent service not affiliated with any government agency or state-run health insurance exchange.
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